10 Ridiculously Easy Ways To Save $1,000 Every Year

Most Americans live paycheck to paycheck, and sometimes it seems impossible to save up for that “big item” purchase on your wish list, whether it’s a new phone, a new wardrobe, or even just a well-deserved vacation. But there are some simple choices you make every day that are unnecessary money wasters. Here are 10 easy tips to save you $1,000 in a year.

1. Eat at home

Eating out, whether at a restaurant or fast food, is very expensive. It can cost $10-$40 per person, depending on where you are eating. Just eating at home one more time per week can save $480-$1920 per year. While it can be easier to eat out for lunch during the work day, you can save a considerable amount if you bring your lunch with you. Another place you can save by bringing your own food is during travel, especially road trips. Bringing a cooler with food and drinks in the car with you on the road will provide convenient access to your food when you need it as well as saving you money.

2. Stick to your grocery list

Heading to the grocery store with a plan can be a life saver for your budget. Store flyers come in the mail every week, spelling out the best deals in your area. Using store flyers in conjunction with meal planning allow you to create a grocery list that takes advantage of comparison shopping. Another great way to save money at the grocery store is by buying the store brand. Store brand items are of great quality and usually significantly less expensive. When you go to the grocery store, make sure to stick to your list. It is easy to spend over $100 per month on impulse purchases, especially if you are shopping while hungry.