How To Fund Medical Care In An Emergency

What do you do when you have an urgent medical condition, yet do not have insurance or the money available to pay for it? Let’s look at some ways to avoid large medical bills, find various types of local help, and apply for financial assistance.

Emergency Room vs. Urgent Care

When faced with a life or death medical issue you should immediately go to the emergency room. If you are in an urgent situation, but it is not life or death, you can consider whether urgent care or the emergency room is more appropriate. While there aren’t any defined parameters, there are some guidelines on what necessitates an emergency room visit versus an urgent care visit.

The costs associated with receiving care at an emergency room can be astronomical. These costs include, but are not limited to: ambulance transport, x-rays, ultrasounds, blood work, IVs, casting for broken bones, shots, medication, and charges for each doctor involved in your treatment. For patients without insurance, an average emergency room visit can cost from $150-$3,000. If you need specialized care or surgery, that cost can rise to as much as $20,000. If your ailment is something that can be treated at an urgent care facility instead, it could potentially save you 50%-80%.