Top 10 Credit Cards With Low Interest Rates

There are a couple of factors to look at when looking for a new credit card, mainly the annual percentage rate (APR) and whether it has an introductory 0% period, and if so for how long. Let’s look at the top 10 credit cards currently available.

HSBC Gold Mastercard®

The HSBC Gold Mastercard® credit card is currently the card with the lowest available interest rate, ranging from 12.74% to 20.74% APR. This card also offers 0% APR for 18 months, on both purchases as well as balance transfers. It also offers travel benefits, no annual fee, one late payment waiver per year and no penalty APR.

Capital One® VentureOne® Rewards

The Capital One® VentureOne® Rewards credit card has interest rates ranging from 13.74% to 23.74% APR. This card has 0% APR for 12 months, on purchases only. When using this card, you can earn 1.25 miles per dollar on all purchases. There is also a new cardholder bonus of 20,000 miles once you spend $1,000 on the new card in the first three months.